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Personal Financial Management for Living Life

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CPF LIFE in 2025: What Has Changed and What Has Not

  • June 22, 2025
  • Investing
  • Personal Finance
  • Withdrawal

Some new thinking on the Safe Withdrawal Rate

  • May 25, 2025
  • Personal Finance
  • Spending

How much will I need for retirement?

  • March 31, 2025
CPF Life Escalating Plan
  • CPF
  • Insurance
  • Spending
  • Withdrawal

Is the CPF LIFE Escalating Plan the best plan?

  • July 18, 2021
  • 6
Life Insurers Lowering Projected Investment Returns
  • Insurance
  • Investing

Life Insurers Lowering Projected Investment Returns: What’s the Risk and Return on Participating Funds now?

  • July 4, 2021
  • 3
How to invest with leverage
  • Investing

How to Invest with Leverage Safely

  • June 19, 2021
  • 6
How long will I live and what does it mean for my money
  • CPF
  • Insurance
  • Investing
  • Saving
  • Spending
  • Withdrawal

How long will I live? And will my money outlast me?

  • June 6, 2021
  • 5
How much cash should I hold?
  • Investing
  • Saving
  • Withdrawal

How much cash or liquid assets should I hold in my investment portfolio?

  • May 23, 2021
  • 4
Active Versus Passive Investing
  • Investing

Active versus Passive Investing – Why Passive is best for Stocks and Active is better for Bonds

  • May 9, 2021
  • 8
Retiring in a Pandemic a year on
  • Investing
  • Withdrawal

Retiring in a Pandemic: The Yield Shield, the 4 percent rule, and Sequence of Returns Risk A Year On

  • April 24, 2021
  • 1
Diversification or Concentration?
  • Investing

Concentration or Diversification? And Why Chasing the latest Meme Investments May Not Make You Rich

  • April 11, 2021
  • 4
Better investment alternatives
  • Insurance
  • Investing
  • Saving

Better investment alternatives to Endowment Policies for those with low risk tolerance

  • March 21, 2021
  • 4
Endowment Policies
  • Insurance
  • Investing
  • Saving

Are Returns on Endowment Policies worth your time & investment?

  • March 7, 2021
  • 6
Greedy doctors, overpaid agents, or kiasu patients? A few clarifications
  • CPF
  • Insurance

Greedy doctors, overpaid agents, or kiasu patients? A few clarifications

  • February 15, 2021
  • 11
Greedy doctors, overpaid agents, or kiasu patients? What is wrong with Integrated Plans?
  • CPF
  • Insurance

Greedy doctors, overpaid agents, or kiasu patients? What is wrong with Integrated Plans?

  • February 6, 2021
  • 10
CPFLIFE: Surprising changes for 2022
  • CPF
  • Insurance
  • Saving
  • Withdrawal

CPF: Important updates for 2021 you need to know

  • January 9, 2021
  • 9
Investing in Life
  • Insurance
  • Investing
  • Saving
  • Spending

Investing for Life, Investing in Life Mortality Risk

  • December 26, 2020
  • 3
What's next for the value of Singapore bank stocks?
  • Investing
  • Personal Finance

What’s next for the Singapore financial sector and value of bank stocks?

  • December 12, 2020
  • 1
Healthcare Costs in Retirement
  • CPF
  • Insurance
  • Saving
  • Spending
  • Withdrawal

The Merdeka Generation’s Guide to How to Make Sure Your Medisave Does Not Run Out

  • November 21, 2020
  • 13
Should I care about Careshield Life?
  • CPF
  • Insurance
  • Spending

Should I Care about Careshield Life? Is it a rip-off?

  • November 7, 2020
  • 14
INvesting can be hazardous to your Health
  • Investing
  • Personal Finance

Investing can be Hazardous to your Health

  • October 24, 2020
  • 0
Running out of steam while on FIRE
  • Investing
  • Spending
  • Withdrawal

Running out of steam while on FIRE? How to know if you have enough in retirement

  • October 17, 2020
  • 8
What's next for the Singapore financial sector?
  • Investing
  • Personal Finance

How to Value a Bank

  • October 3, 2020
  • 2
The Hidden COst of Retirement: Healthcare
  • Insurance
  • Spending

The Hidden Cost Of Retirement: Healthcare

  • September 19, 2020
  • 4
Retiring and Surviving in a Pandemic
  • Investing
  • Spending
  • Withdrawal

Retiring and Surviving in a Pandemic – The Yield Shield 6 Months On

  • September 5, 2020
  • 5
Sandwich Generation Leave their Kids a Bequest
  • CPF
  • Insurance
  • Investing
  • Property
  • Spending
  • Withdrawal

Can the Sandwich Generation Afford to Leave their Kids an Inheritance?

  • August 21, 2020
  • 7
How much doe it cost to Retire Early in Singapore
  • CPF
  • Investing
  • Saving
  • Spending
  • Withdrawal

The Millennial’s Guide to How Much Does It Cost to Retire Early in Singapore

  • August 4, 2020
  • 8
CPF Life vs RSS
  • CPF
  • Withdrawal

The Merdeka Generation’s Guide to Choosing CPF Life or Retirement Sum Scheme

  • July 17, 2020
  • 17
Combining CPF Life with Investments
  • CPF
  • Investing
  • Spending
  • Withdrawal

How to Spend Your Retirement Savings (2): Combining CPF Life with Investments

  • July 1, 2020
  • 6
How Much Can I Spend from My Investments
  • CPF
  • Investing
  • Spending
  • Withdrawal

How to Spend your Retirement Savings (1): How much can I spend from my investments?

  • June 18, 2020
  • 6
Is Portfolio Rebalancing Necessary?
  • Investing
  • Saving
  • Withdrawal

Is Portfolio Rebalancing Necessary?

  • June 1, 2020
  • 5
Bank stock dividends
  • Investing
  • Saving
  • Withdrawal

Do dividends matter in investing?

  • May 18, 2020
  • 6
Does borrowing help the 4 percent rule to overcome Sequence Risk?
  • Investing
  • Saving
  • Withdrawal

Does borrowing help the 4 percent rule to overcome Sequence Risk?

  • May 8, 2020
  • 3

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