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Personal Financial Management for Living Life

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What Shall We Do About VERS?

  • November 21, 2025
  • CPF
  • Personal Finance
  • Withdrawal

CPF LIFE in 2025: What Has Changed and What Has Not

  • June 22, 2025
  • Investing
  • Personal Finance
  • Withdrawal

Some new thinking on the Safe Withdrawal Rate

  • May 25, 2025
  • Personal Finance
  • Spending

How much will I need for retirement?

  • March 31, 2025
  • Insurance
  • Investing
  • Personal Finance
  • Saving

Investment and Insurance From a Risk Tolerance Perspective

  • February 2, 2025
  • Investing
  • Personal Finance

How Does Leverage Fit Into an Asset Allocation based on Risk Tolerance?

  • November 17, 2024
  • Investing
  • Personal Finance

Asset Allocation for Cash, Bonds and Stocks Based on Risk Tolerance

  • October 18, 2024
Financial Independence: Lighting the FIRE for the next generation (1)
  • Insurance
  • Investing
  • Personal Finance
  • Property
  • Saving

Financial Independence: Lighting the FIRE for the next generation (1)

  • December 27, 2022
  • 3
Is Dollar Cost Averaging or Lump-Sum Investing better?
  • Investing
  • Personal Finance

Is Dollar Cost Averaging or Lump-Sum Investing better?

  • November 27, 2022
  • 2
What Really Drives HDB Resale Flat Prices in Singapore?
  • Personal Finance
  • Property

What Really Drives HDB Resale Flat Prices in Singapore?

  • November 13, 2022
  • 2
How High is Healthcare Cost Inflation Today?
  • CPF
  • Insurance
  • Spending

How High is Healthcare Cost Inflation Today?

  • October 30, 2022
  • 1
Insurance: How Much Life Insurance Do I Really Need?
  • Insurance
  • Personal Finance
  • Saving

Insurance: How Much Life Insurance Do I Really Need?

  • September 26, 2022
  • 1
Insurance: How Much Should I Be Spending on Insurance?
  • Insurance
  • Personal Finance

Insurance: How Much Should I Be Spending on Insurance?

  • September 13, 2022
  • 1
Insurance: Emergency Funds As Self-Insurance
  • Insurance
  • Personal Finance
  • Saving

Insurance: Emergency Funds As Self-Insurance

  • August 21, 2022
  • 3
Insurance: When to get insured, and when not to
  • Insurance
  • Personal Finance

Insurance: When to get insured, and when not to

  • August 7, 2022
  • 4
What now for mortgage rates? Higher, or lower?
  • Personal Finance
  • Property

What now for mortgage rates? Higher, or lower?

  • July 7, 2022
  • 0
Structuring the asset portfolio for retirement
  • Investing
  • Personal Finance
  • Withdrawal

Structuring the asset portfolio for retirement

  • June 18, 2022
  • 0
The Rare Personal Financial Advice That  Is Actually Useful!
  • Insurance
  • Investing
  • Personal Finance
  • Saving

The Rare Personal Financial Advice That Is Actually Useful!

  • June 5, 2022
  • 0
Stablecoins – Is this time really different?
  • Investing

Stablecoins – Is this time really different?

  • May 15, 2022
  • 0
What’s the Safe “Safe Withdrawal Rate” for Retirement Now?
  • Personal Finance
  • Spending
  • Withdrawal

What’s the Safe “Safe Withdrawal Rate” for Retirement Now?

  • April 24, 2022
  • 4
Should I Pay Off My Mortgage Before Retiring Early?
  • Personal Finance
  • Property
  • Spending
  • Withdrawal

Should I Pay Off My Mortgage Before Retiring Early?

  • April 9, 2022
  • 3
How High Will Mortgage Rates Go?
  • Personal Finance
  • Property

How High Will Mortgage Rates Go?

  • March 26, 2022
  • 1
A Short History of Personal Taxes in Singapore
  • Personal Finance
  • Spending

A Short History of Personal Taxes in Singapore

  • March 15, 2022
  • 4
Does GST Help the Poor?
  • Personal Finance
  • Spending

Does GST Help the Poor?

  • February 26, 2022
  • 2
How Much Personal Income Tax Do We Really Pay?
  • CPF
  • Personal Finance

How Much Personal Income Tax Do We Really Pay?

  • February 12, 2022
  • 2
An Easy Approach to Leveraged Risk Parity Investing
  • Investing
  • Personal Finance

An Easy Approach to Leveraged Risk Parity Investing

  • January 29, 2022
  • 1
CPF LIFE: Some surprising changes for 2022
  • CPF
  • Insurance
  • Saving
  • Withdrawal

CPF LIFE: Some surprising changes for 2022

  • January 15, 2022
  • 1
Core and Satellite Portfolio Investing: Does it make any sense?
  • Investing

Core and Satellite Portfolio Investing: Does it make any sense?

  • December 18, 2021
  • 3
Should I bother switching from ElderShield to CareShield Life?
  • CPF
  • Insurance

Should I bother switching from ElderShield to CareShield Life?

  • December 4, 2021
  • 6
What’s Your Investment Risk Appetite? And how it results in poorer investment decisions
  • Investing
  • Saving

What’s Your Investment Risk Appetite? And how it results in poorer investment decisions

  • November 21, 2021
  • 0
Dividend Investing: When does it work, and when doesn’t it work?
  • Investing
  • Withdrawal

Dividend Investing: When does it work, and when doesn’t it work?

  • November 7, 2021
  • 8
Do bonds do anything for your investment portfolio at all?
  • Investing

Do bonds do anything for your investment portfolio at all?

  • October 24, 2021
  • 7
Integrated Plan Insurers are Profitable Again! How did they do it, and what it means for Policyholders
  • CPF
  • Insurance

Integrated Plan Insurers are Profitable Again! How did they do it, and what it means for Policyholders

  • October 10, 2021
  • 5
Are We Saving Too Much For Retirement?
  • CPF
  • Investing
  • Personal Finance
  • Saving
  • Spending

Are We Saving Too Much For Retirement?

  • September 26, 2021
  • 4
The DBS Home Equity Income Loan: Good or Bad?
  • CPF
  • Property
  • Withdrawal

The DBS Home Equity Income Loan: Good or Bad?

  • September 12, 2021
  • 5
Where are all the Millionaires?
  • Investing
  • Saving

Where are all the Millionaires?

  • August 29, 2021
  • 3
Should I borrow to invest? And how much leverage can I take on?
  • Investing

Should I borrow to invest? And how much leverage can I take on?

  • August 15, 2021
  • 3

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