The Life Finance Blog

Personal Financial Management for Living Life

Some new thinking on the Safe Withdrawal Rate

Some new thinking on the Safe Withdrawal Rate

How much will I spend in retirement?

How much will I need for retirement?

Investment and Insurance

Investment and Insurance From a Risk Tolerance Perspective

Risk Tolerance, Goals, Investment Horizon, and Asset Allocation

How Does Leverage Fit Into an Asset Allocation based on Risk Tolerance?

Asset Allocation and Risk Tolerance

Asset Allocation for Cash, Bonds and Stocks Based on Risk Tolerance

Risk Tolerance and Asset Allocation

How Risk Tolerance and Asset Allocation Go Together

What Makes Up Our Wealth?

What Makes Up Our Wealth?

Wealth Inequality in Singapore

What Does Wealth Inequality Look Like?

Did the 2023 Property Market Cooling Measures Work?

Did the 2023 Property Market Cooling Measures Work?

Creating a Retirement Income Stream from the CPF Ordinary Account

Creating a Stream of Retirement Income from the CPF Ordinary Account

How Much Goes into CPF LIFE?

How Much of My CPF Should Go Into CPF LIFE?

Closure of CPF Special Account

Some Thoughts on the Closure of the CPF Special Account

Why do we mix insurance with investments?

But Why Do We Still Mix Insurance With Investments?

Do insurance & investments mix at all?

Do Insurance and Investments Mix?

Where have all the COEs gone?

Personal Finance

Where have all the COEs gone?

Is It Critical To Pick The Right Stocks?

Is It Critical To Pick The Right Stocks?

What Factor Investing Can and Cannot Do

What Factor Investing Can and Cannot Do

Household Budgeting Minimum Income

What Can We Learn About Household Budgeting from the Minimum Income Standard 2023 Report?

Critical Illness Insurance Claims

Critical Illnesses: What can Insurance Claims tell us?

Heart attack and Stroke

Heart Attack & Stroke: What’s My Risk? A Further Look at Critical Illnesses

Cancer: What's My Risk?

Cancer: What’s My Risk? A Look At Critical Illnesses

What does retirement in Singapore look like?

Personal Finance

What Does Retirement in Singapore Look Like?

Property Cooling Measures in Singapore

What Property Cooling Measures May Work in Singapore?

Property market Cooling Measures

Do Property Market Cooling Measures Work? Why ABSD does not work

Reflections on Financial Independence, Retirement and Mortality

Reflections on Financial Independence, Retirement and Mortality

One Thing To Learn from the Credit Suisse Debacle

The One Thing We Should Learn From the Credit Suisse Debacle

Building FIRE from ground up

Financial Independence: Building FIRE from ground up (3)

Lighting the FIRE for the next generation

Financial Independence: Sparking the FIRE for the Next Generation (2)

Lighting the FIRE

Financial Independence: Lighting the FIRE for the next generation (1)

Is dollar cost averaging or lump sum investing better?

Is Dollar Cost Averaging or Lump-Sum Investing better?